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In 2017, debit card use - driven by contactless payments - overtook the number of payments made in cash in the UK for the first time. Later, Mr Wozniak, who founded Apple with Steve Jobs, tweeted that the same thing happened to him and his wife despite their having no separate bank accounts or separate assets.Banks and other lenders are increasingly using machine-learning technology to cut costs and boost loan applications.
These are external links and will open in a new window The fact there appears to be a correlation between gender and credit doesn't necessarily mean one is causing the other. It does not matter what the intent of individual Apple reps are, it matters what THE ALGORITHM they've placed their complete faith in does. The exception is the * starred rate which is based on freelance reports. 0000003490 00000 n 0000004054 00000 n 0000029303 00000 n Find out more about the work the branch does at their website. 0000029219 00000 n

0000012709 00000 n 0000047080 00000 n 0000029534 00000 n 0000010114 00000 n Camera. 0000015123 00000 n 0000003424 00000 n These are all available as PDFs in the Resources section, or from the WGGB Head Office. BBC Scotland Freelance/Casual Rates 2019. 0000013086 00000 n 0000002161 00000 n 0000003309 00000 n 0000029781 00000 n 0000005690 00000 n 0000006853 00000 n Page 2 LDB (728x90) MPU (300x250) HP (300x600) Billboard … 0000000916 00000 n 0000007785 00000 n Even so, the suspicion is that unintentional bias has crept into the system.That could be because when the algorithms involved were developed, they were trained on a data set in which women indeed posed a greater financial risk than the men. The terms of art for kinds of work in national TV are explained in the glossary. This could cause the software to spit out lower credit limits for women in general, even if the assumption it is based on is not true for the population at large.Alternatively, the problem might lie in the data the algorithms are now being fed. "But in some cases, it's still not as good as it could be. "The Apple Card, launched in August, is Goldman's first credit card. 0000029701 00000 n 0000002012 00000 n But that's a tricky position to maintain.Apple's brand is the only one to feature on the minimalist styling of its card's face, and many of its consumers have higher expectations of its behaviour than they would do for other payment card providers.That means that even if issues of gender bias prove to be common across lenders, Apple faces becoming the focal point for demands that they are addressed.A teenager has been arrested over the hijacking of high-profile Twitter accounts in the US. BBC Scotland freelance rates.


And what it does is discriminate. 0000001170 00000 n We can also give members advice by phone or email. These are the rates for freelancers and casuals engaged by BBC Scotland, effective 1 October 2018. "In any case, for now Apple would prefer Goldman Sachs take the heat, despite the fact its marketing materials state that its card was "created by Apple, not a bank". The Apple Card, launched in August, is Goldman's first credit card.

0000009112 00000 n Camera Branch Ratecard Factual and Outside Broadcast 2019. "Any algorithm that intentionally or not results in discriminatory treatment of women or any other protected class violates New York law. 0000001524 00000 n In addition, you can find detailed, best-practice advice in the guidelines and booklets we produce. The report forecast that half of all payments would be made by debit card by 2024. 0000029620 00000 n %PDF-1.4 %���� Go to the Contacts … Continued

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RATES: A: Network television BBC and national TV category: see glossary! 0000001376 00000 n Up to the minute results of the 2019 General Election from BBC News It said it would increase the cap to 65p from 1 April, and then will rise in line with the annual CPI rate of inflation until April 2024. 0000003193 00000 n 0000002934 00000 n US healthcare giant UnitedHealth Group is being investigated over claims an algorithm favoured white patients over black patients.Mr Hansson said in a tweet: "Apple Card is a sexist program. For example, within married couples, men might be more likely to take out big loans solely using their name rather than having done so jointly, and the data may not have been adjusted to take this into account.A further complication is that the software involved can act as a "black box", coming up with judgements without providing a way to unravel how each was determined. "He said that as soon as he raised the issue his wife's credit limit was increased.The DFS said in a statement that it "will be conducting an investigation to determine whether New York law was violated and ensure all consumers are treated equally regardless of sex". Apple unveils TV streaming platform and credit card 0000015180 00000 n All but one of these rates are set down in a house agreement between the NUJ and the BBC, which runs until 31 July 2019. 1197 0 obj <> endobj xref 1197 31 0000000016 00000 n "On Saturday, the investment bank told Bloomberg: "Our credit decisions are based on a customer's creditworthiness and not on factors like gender, race, age, sexual orientation or any other basis prohibited by law.

"There have been a lot of strides taken in the last five to six years to improve the explainability of decisions taken based on machine learning techniques," commented Jonathan Williams of Mk2 Consulting.

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